A medical only claim is:

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Prepare for the California Self‑Insurance Plans (SIP) Exam with our interactive quiz. Benefit from multiple-choice questions, detailed explanations, and essential tips to enhance your knowledge and succeed in your exam!

Multiple Choice

A medical only claim is:

Explanation:
Medical-only claims are about medical treatment that goes beyond first aid, without wage replacement benefits. If an injury is addressed only with first aid, it doesn’t become a medical-only claim. If there’s any compensable lost time, wage replacement, or indemnity, it’s not medical-only. So the scenario where there’s no lost time but medical treatment required beyond first aid fits the definition of a medical-only claim: you have medical treatment beyond first aid, yet no indemnity for lost time.

Medical-only claims are about medical treatment that goes beyond first aid, without wage replacement benefits. If an injury is addressed only with first aid, it doesn’t become a medical-only claim. If there’s any compensable lost time, wage replacement, or indemnity, it’s not medical-only. So the scenario where there’s no lost time but medical treatment required beyond first aid fits the definition of a medical-only claim: you have medical treatment beyond first aid, yet no indemnity for lost time.

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