A retired employee working as a reserve police officer is injured and has temporary disability and permanent disability. You should pay temporary disability and permanent disability at what rate?

• A. Deny both due to volunteer status
• B. Minimum for both
• C. Maximum for both
• D. Minimum temporary disability; maximum permanent disability

Answer: (C)

When a retiree is serving as a reserve police officer, the injury is treated as a line‑of‑duty disability under the plan, so benefits are paid up to the statutory maximum for both temporary and permanent disability. Temporary disability benefits are designed to replace a substantial portion of lost wages, but they are capped by a maximum weekly amount. Permanent disability benefits are based on a disability rating, but those payments are also capped by a maximum weekly amount. Since this scenario involves performing duties as a reserve officer, the plan uses the maximum allowable rates to ensure full, appropriate compensation within the law. Denying benefits, paying at the minimum, or mixing rates would not align with how line‑of‑duty disabilities are treated under the plan.