A self-insured employer has not adequately funded their trust account, preventing you from making payments on claims. You are required to report it to the manager within:

• A. 3 days
• B. 5 days
• C. 15 days
• D. 30 days

Answer: (A)

Prompt reporting of funding problems is essential because a self-insured plan relies on a funded trust to cover current and future claim payments. When the trust isn’t adequately funded, there’s a real risk that claims cannot be paid, which can violate plan requirements and harm employees’ protections. The quickest next step is to alert the manager within three days so corrective action can be taken—funds can be replenished, a plan adjusted, or the administrator informed to prevent disruption of benefits and potential regulatory penalties. Waiting longer increases the risk of unpaid claims and regulatory scrutiny, so the three‑day window is the appropriate, proactive response.