A worker with loss of use of both hands is categorized as which type of permanent disability?

• A. Partial permanent disability
• B. Total permanent disability
• C. Temporary disability
• D. Mixed permanent disability

Answer: (B)

Permanent disability is classified by whether the person can still perform substantial gainful activity. Losing the use of both hands means the worker cannot perform most work tasks and cannot earn a living in typical jobs, so there’s no remaining work capacity. That fits the definition of permanent total disability. If some function remained (for example, a partial impairment or use of one hand), it would be permanent partial disability. Temporary disability would apply only if recovery and return to work are expected. So the loss of both hands is categorized as total permanent disability.