An experienced indemnity examiner must have how many hours and years of experience?

• A. 40 hours / 3 years
• B. 30 hours / 2 years
• C. 60 hours / 4 years
• D. 20 hours / 1 year

Answer: (B)

This item tests the minimum training and practical exposure required for an experienced indemnity examiner. The standard is 30 hours of approved training plus 2 years of related indemnity experience. The 30 hours provides foundational knowledge in areas such as indemnity claim evaluation, regulatory compliance, audits, and risk assessment. The 2 years of hands-on experience ensures the examiner has meaningful work exposure to reviewing indemnity files, interpreting coverage, calculating reserves, and applying California SIP rules in real-world scenarios. Together, they establish a solid baseline of knowledge and skill. The other options either underestimate or overstate what's needed, so they don't align with the established requirement.