For a 17-year-old who is injured and qualifies for temporary disability (TD), which option best describes the permanent disability (PD) rate?

• A. Minimum
• B. Maximum
• C. Average weekly earnings of $189
• D. Probably earnings at age 18

Answer: (D)

The key idea is that for a minor with permanent disability, the rate is based on what they are likely to earn at the age they would normally start full-time work. In this case, that means probable earnings at age 18. This approach uses future earning potential rather than current wages or fixed minimum/maximum amounts, so the PD rate reflects long-term capacity after the injury. Therefore, the correct description is probable earnings at age 18. The other options don’t fit because they rely on current wages or arbitrary limits rather than the worker’s expected earnings in adulthood.