For a period of disability paid more than two years after the DOI, the rate is determined by the law in effect on which date?

• A. Date of injury
• B. Date of payment
• C. Date of disability onset
• D. Date of claim filing

Answer: (B)

The amount paid for a long period of disability is tied to the timing of the payment itself. When a period of disability is paid more than two years after the injury, the rate is determined by the law in effect on the date the payment is made. This setup lets long-delayed benefits reflect current statutory rates and policy changes rather than sticking to the rates that existed at the time of injury. If the payment occurs within two years of the injury, the rate would be based on the law in effect on the date of injury. For example, after two years from the injury, a disability payment would follow the rate and rules in force at the time the payment is issued, not the rate at the injury date.