For a seasonal employee who works six months per year, what is the TD rate out of season?

• A. Min
• B. two-thirds of average annual earnings from all employment
• C. two-thirds of the qaverage weekly earnings
• D. Max

Answer: (B)

Out-of-season temporary disability benefits for a seasonal worker are based on two-thirds of the average annual earnings from all employment. This method reflects the worker’s overall yearly income, including months with no work. By averaging over the entire year, the benefit stays fair for someone who only works part of the year. If you tried to base the rate on just the six months worked or on only the seasonal earnings (or use a weekly figure without accounting for the off-season), the TD payment would misrepresent the true yearly earnings. So the correct approach is two-thirds of the average annual earnings from all employment.