How long does a self-insurance plan have to notify you that your application for self-insurance is deficient?

• A. 10 days
• B. 21 days
• C. 30 days
• D. 14 days

Answer: (D)

When a self-insurance plan reviews an application, it must promptly tell you what is missing or incomplete so you can fix it. That notice must go out within 14 days of receiving the application. This two-week window keeps the process moving and gives you a clear deadline to cure any deficiencies. The deficiency notice should spell out exactly which items are missing or incorrect and how to correct them, so you know what to provide and by when. The 14-day timeline is the standard used to balance timely processing with enough time for you to gather the needed information. After you address the deficiencies, the plan can continue the review toward approval or denial.