How many days do you have to dispute a medical bill?

• A. 60 days
• B. 30 days
• C. 90 days
• D. 120 days

Answer: (A)

There is a 60-day window to dispute a medical bill. This timeframe is set to ensure you have enough time to review charges, verify what was billed against your coverage, and gather any needed documentation. Start counting from the day you receive the bill, and when you dispute it, file a written challenge with the provider or plan administrator, including supporting documents like itemized charges and your Explanation of Benefits. The payer will review and respond, and you may need to follow the plan’s internal dispute or appeal process if the issue isn’t resolved. If you miss the 60-day period, you can lose the right to have the charges reviewed or adjusted under the standard dispute process.