If a dependent turns 18, do death benefits continue?

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Prepare for the California Self‑Insurance Plans (SIP) Exam with our interactive quiz. Benefit from multiple-choice questions, detailed explanations, and essential tips to enhance your knowledge and succeed in your exam!

Multiple Choice

If a dependent turns 18, do death benefits continue?

Explanation:
Death benefits are survivor payments to dependents of a deceased employee. Once someone is recognized as a dependent, the benefit isn’t tied to being a minor; it continues for the dependent’s lifetime as long as the dependency remains. So turning 18 does not stop the benefits—the survivor payments continue lifelong. The other options describe changes (stopping, a small increase, or converting to an annuity) that don’t align with how survivor death benefits are typically structured in SIP.

Death benefits are survivor payments to dependents of a deceased employee. Once someone is recognized as a dependent, the benefit isn’t tied to being a minor; it continues for the dependent’s lifetime as long as the dependency remains. So turning 18 does not stop the benefits—the survivor payments continue lifelong. The other options describe changes (stopping, a small increase, or converting to an annuity) that don’t align with how survivor death benefits are typically structured in SIP.

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