In the two-job scenarios, how is the temporary disability rate determined?

• A. Based on wage in the primary job only
• B. By combining earnings from both jobs
• C. By the higher of the two job wages
• D. By the lower of the two job wages

Answer: (B)

Temporary disability benefits are based on the worker’s average weekly wage (AWW). When someone has earnings from more than one job, those earnings are combined in the base period to determine the AWW, not just the wage from a single job. The disability rate is then two-thirds of that AWW (subject to statutory minimums and maximums). So in two-job scenarios, the rate is determined by combining earnings from both jobs—you don’t pick the higher or lower wage from one job, and you don’t rely only on the primary job’s pay. For example, if the combined earnings yield an AWW of 900, the TD rate would be 600 per week.