Permanent disability with a rating of 100% is referred to as which type of disability?

Prepare for the California Self‑Insurance Plans (SIP) Exam with our interactive quiz. Benefit from multiple-choice questions, detailed explanations, and essential tips to enhance your knowledge and succeed in your exam!

Multiple Choice

Permanent disability with a rating of 100% is referred to as which type of disability?

Explanation:
Permanent total disability is when the worker is permanently unable to engage in any substantial gainful activity due to the injury, and a 100% rating indicates there is no remaining earning capacity. This distinguishes it from permanent partial disability, which involves a permanent impairment but some work capacity remains, and from temporary total disability, which is total but not permanent. A description like “permanent disability with a 100 percent rating” isn’t the standard term used; a 100% rating specifically signals total, permanent loss of earning capacity.

Permanent total disability is when the worker is permanently unable to engage in any substantial gainful activity due to the injury, and a 100% rating indicates there is no remaining earning capacity. This distinguishes it from permanent partial disability, which involves a permanent impairment but some work capacity remains, and from temporary total disability, which is total but not permanent. A description like “permanent disability with a 100 percent rating” isn’t the standard term used; a 100% rating specifically signals total, permanent loss of earning capacity.

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