Reapplication to the Director for a Certificate of consent to Self Insure is required if an employer:

• A. Fails to initiate a self insurance program within 3 months
• B. Fails to initiate a self insurance program within 6 months
• C. Fails to initiate a self insurance program within 9 months
• D. files a late annual report

Answer: (B)

The key idea is that permission to self-insure is time-bound and must be actively put into place within a set window. After the Director issues a Certificate of Consent to Self-Insure, the employer is expected to begin the self-insurance program within six months. If that start-up doesn’t occur by six months, the Director requires a new application—reapplication—to reassess and confirm readiness to operate under self-insurance. This six-month deadline ensures the program is being actively developed, with appropriate financial solidity and risk-control measures in place before the certificate remains valid.

Other timeframes aren’t the triggering standard: initiating within three months would be shorter than the rule, and nine months would miss the intended six-month window. A late annual report is a separate compliance issue and does not automatically force reapplication for the certificate, though it may lead to penalties or corrective actions.