What action is required if an employer fails to initiate a self-insurance program within six months?

• A. Automatic renewal
• B. Suspension
• C. Reapplication to the Director for a Certificate of Consent to Self-Insure
• D. No action required

Answer: (C)

If an employer doesn’t start the self-insurance program within six months, they must reapply to the Director for a new Certificate of Consent to Self-Insure. The authority to self-insure isn’t assumed or automatically renewed if the program isn’t initiated on time. Instead, a fresh application is required so the Director can reassess the employer’s ability to meet the self-insurance requirements before granting consent again. Automatic renewal isn’t appropriate because there’s no active program to renew, and suspension isn’t triggered simply by the delay in starting. No action isn’t correct because a new application is necessary to reestablish authorization.