What happens to death benefits after the employee dies?

• A. They cease immediately.
• B. Nothing. Death benefits continue lifelong.
• C. They are paid to the employer.
• D. They convert to medical benefits.

Answer: (B)

Survivor/dependent benefits are intended to provide ongoing financial support after an employee’s death. In a California Self‑Insurance Plan, death benefits are not a one-time payout or something that ends immediately; they’re designed to continue for the life of the eligible beneficiary. That’s why this option is chosen: the benefit persists over the beneficiary’s lifetime to help replace lost earnings and maintain the household.

This also explains why the other possibilities don’t fit: the funds aren’t simply terminated when the employee dies, they aren’t paid to the employer, and they don’t automatically convert into medical benefits.