What is the term for the rule that workers' compensation provides the exclusive remedy?

• A. Exclusive remedy
• B. Special Mission Exception
• C. Personal risk
• D. Commercial traveler rule

Answer: (A)

The exclusive remedy rule is that workers' compensation is the employee’s only remedy against the employer for work-related injuries. In exchange for guaranteed benefits, the employee generally gives up the right to sue the employer in court for damages. This is why the term “exclusive remedy” fits—the rule itself states that there are no other remedies against the employer within the workers’ compensation system for those injuries.

The other terms describe narrower ideas: the special mission exception is a limited situation where exclusive remedy may not apply; the personal risk concept concerns whether an injury stems from a personal risk rather than work duties; and the commercial traveler rule addresses specific travel-related cases.