When an employee suffers loss of both eyes or loss of sight or loss of both hands, what is the presumed disability status?

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Prepare for the California Self‑Insurance Plans (SIP) Exam with our interactive quiz. Benefit from multiple-choice questions, detailed explanations, and essential tips to enhance your knowledge and succeed in your exam!

Multiple Choice

When an employee suffers loss of both eyes or loss of sight or loss of both hands, what is the presumed disability status?

Explanation:
Losing both eyes or both hands is treated as a permanent, irrecoverable loss of function that prevents the worker from performing any substantial gainful work. In California SIP, this is a presumption of permanent total disability, meaning the employee is considered unable to engage in regular employment for the foreseeable future. The impact is so severe that the status is not temporary or partial, and the person is not treated as not disabled. This classification guides entitlement to permanent total disability benefits.

Losing both eyes or both hands is treated as a permanent, irrecoverable loss of function that prevents the worker from performing any substantial gainful work. In California SIP, this is a presumption of permanent total disability, meaning the employee is considered unable to engage in regular employment for the foreseeable future. The impact is so severe that the status is not temporary or partial, and the person is not treated as not disabled. This classification guides entitlement to permanent total disability benefits.

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