Which deadline corresponds to when a physician's report must be received by the employer?

• A. 15 days
• B. 60 days
• C. 30 days
• D. 45 days

Answer: (D)

Timely medical reporting is essential because the physician’s report provides the medical basis for benefits, restrictions, and return-to-work decisions. In California self‑insured plans, the physician’s report must be received by the employer within 45 days. This window gives the physician enough time to conduct a thorough assessment and complete the form, while still enabling the employer to review the medical information and move the claim forward promptly. Shorter timeframes (like 15 or 30 days) can be impractical for thorough medical documentation, and a longer window (such as 60 days) delays claim handling. Therefore, 45 days is the standard deadline.