Which definition best describes a medical only claim?

• A. An injury requiring first aid treatment only
• B. An injury requiring one doctor visit and on follow up visit
• C. An injury with no indemnity payments
• D. An injury with no compensable lost time, but results in medical treatment beyond first aid.

Answer: (D)

Medical-only means the injury required medical care beyond first aid but did not result in wage-loss indemnity. In California workers’ comp, a case is classified as medical-only when there’s medical treatment beyond first aid and no compensable lost time (no temporary disability benefits). That combination is what the correct choice describes: treatment beyond first aid without any indemnity payments for lost time. The other options don’t fit because they either involve only first aid, or they don’t specify that there is no wage loss indemnity alongside treatment beyond first aid, or they focus on visit counts without addressing lost time or indemnity.