Which document is typically filed within five days after a work-related injury or illness to notify the insurer?

• A. First Report of Occupational Injury or Illness
• B. Medical Report
• C. Wage Statement
• D. Notice of Claim

Answer: (A)

Prompt notification to the insurer after a work-related injury is essential. The document used to notify the insurer is the First Report of Occupational Injury or Illness. This form is typically filed by the employer within five days of learning about the injury and starts the workers’ compensation process by sharing basic details about the employee, where and when the injury occurred, and a brief description. This early filing helps the insurer arrange medical care, determine eligibility for wage benefits, and begin an investigation.

A medical report is created by a treating provider to document diagnoses, treatment, and prognosis, not to inform the insurer of the incident itself. A wage statement relates to wage-loss benefits and is produced after disability begins. A Notice of Claim is the form an employee files with the workers’ compensation board to document a claim, not the initial notice to the insurer.