Which injury is explicitly described as permanently and totally disabling by presumption?

• A. Loss of both eyes
• B. Loss of a finger
• C. Temporary hearing loss
• D. Sprained wrist

Answer: (A)

In this topic, certain injuries are automatically treated as permanently and totally disabling under presumption, meaning a worker is considered unable to engage in any substantial gainful activity without needing to prove ongoing work incapacity.

Loss of both eyes is the classic example because it results in complete, irrecoverable loss of vision, making almost all work infeasible. The other options don’t meet that automatic, all-encompassing standard: losing a finger is a partial impairment, temporary hearing loss isn’t permanent, and a sprained wrist is typically a temporary condition. So loss of both eyes is the one described as permanently and totally disabling by presumption.