Which item should be included on the Self-Insurers Annual Report?

• A. Fatalities
• B. Closed medical-only claims
• C. Voc Rehab cases
• D. Excess carrier claims

Answer: (D)

The Self-Insurer’s Annual Report is used to document the self‑insurance program’s risk transfer structure and the status of losses that exceed the self‑insured retention. When an excess carrier is involved, the report should include details about the excess layer—specifically the excess carrier claims, since this shows how high-severity losses are funded beyond the self‑insured amount and what the carrier is handling for those losses.

Fatalities, closed medical-only claims, and vocational rehabilitation cases are important claims data for internal tracking and broader performance metrics, but they aren’t the specific items the annual report is designed to disclose regarding the program’s risk transfer with an excess carrier. Including excess carrier claims directly reflects the regulatory view of the program’s coverage in place and the company’s exposure above the self‑insured layer.