Which of the following cannot be commuted except for first aid claims?

• A. One working day
• B. One working day, except for first aid claims
• C. Medical benefits
• D. Permanent Disability benefits

Answer: (B)

Commutation means turning future workers’ compensation payments into a lump sum. In California Self‑Insurance Plans, not all benefits are eligible for this. The only benefit category that is ever considered for commutation is a very small, one-working-day wage replacement amount, and even that is allowed only in a narrow exception for first aid claims. Medical benefits and permanent disability benefits generally cannot be commuted at all. So the statement that this one‑working‑day benefit cannot be commuted except for first aid claims best reflects the rule: for non‑first aid claims, it isn’t commutable; first aid claims provide the lone exception.