Which of the following is an acceptable method of payment for disability benefits?

• A. Immediately negotiable, payable in cash, on demand without discount, and at an established place of business in the state
• B. Payable in installments over six months
• C. Payable by check mailed monthly with discount allowed
• D. Any method agreed upon by the parties

Answer: (A)

Disability benefits must be paid in cash on demand, with the payment immediately negotiable, without any discount, and from an established place of business in the state. This setup guarantees the recipient can access the full benefit right away when needed, without waiting or facing reductions. Paying in installments, or by mailed checks with a discount, would delay or diminish the benefit and isn’t acceptable. Allowing any method the parties agree on would bypass the protection that ensures prompt, full cash payment within California.