Which period has the smallest burial expense limit?

• A. On or after 1/1/2013
• B. 1/1/1991 to 12/31/2012
• C. All periods have the same limit.
• D. Prior to 1/1/1991

Answer: (D)

Burial expenses under California self-insurance plans are capped, and the cap depends on the time frame in effect when the death or injury occurred. The law set a smaller limit for the period before January 1, 1991, then increased the cap for 1991 through 2012, and again in 2013 onward. Inflation and legislative updates prompted these higher limits in later periods. Therefore, the period prior to January 1, 1991 has the smallest burial expense limit. The other periods have higher limits, and all periods do not share the same cap.