Which statement best describes a medical-only claim?

• A. An Injury With No Compensable Lost Time, But Results In Medical Treatment Beyond First Aid
• B. An Injury Requiring First Aid Treatment Only
• C. An Injury Requiring One Doctor Visit and On Follow Up Visit
• D. An Injury With No Indemnity Payments

Answer: (A)

Medical-only means the injury requires medical treatment beyond first aid but does not generate wage replacement payments for the employee. The best choice states there is no compensable lost time (no indemnity) and that the treatment goes beyond first aid. That combination exactly defines a medical-only claim: you receive medical care, but there are no indemnity benefits because the employee didn’t miss work or isn’t paid for time off.

First-aid-only cases don’t count as medical-only because they involve only the most basic care and no ongoing medical treatment. A scenario with a single doctor visit and follow-ups could be medical treatment, but it still hinges on whether indemnity is payable; the statement that explicitly notes no indemnity plus treatment beyond first aid is the precise fit. A claim with no indemnity but lacking the beyond-first-aid treatment would be incomplete.