Which statement best describes the requirement for self-insureds to provide information to the manager about workers' compensation coverage?

• A. Self-insureds are required to provide information on standard workers' compensation policies, specific access coverage, and aggregate excess coverage.
• B. Self-insureds are not required to provide any information to the manager.
• C. Self-insureds must provide information only about aggregate excess coverage.
• D. Self-insureds must provide information only upon request from the manager.

Answer: (A)

In a self-insured workers’ compensation setup, the manager needs a complete view of how coverage is structured to effectively oversee risk and compliance. The best statement reflects that self-insureds must provide information on the full range of coverage: the standard workers’ compensation policy as the baseline, any specific access coverage that applies to particular workers or situations, and the aggregate excess coverage that sits above the self-insured retention. This full disclosure lets the manager verify that there are no gaps in protection, understand how much is covered at each layer, and ensure claims can be handled properly and in line with regulatory requirements. Providing information only on request or omitting parts of the coverage would leave the manager with an incomplete picture, which could lead to gaps in protection or delayed responses when issues arise.