Who can revoke a certificate of consent to self-insure?

• A. The Director
• B. The Employer
• C. The Insurance Commissioner
• D. The Court

Answer: (A)

The authority to revoke a certificate of consent to self-insure rests with the Director of the Department of Industrial Relations. This certificate authorizes an employer to assume direct responsibility for paying workers’ compensation claims instead of buying private coverage. The Director can revoke the certificate when the employer fails to meet financial or operating requirements, engages in misrepresentation, or otherwise stops complying with the rules for self-insurance. This ensures that only employers who remain financially sound and compliant can continue to self-insure, protecting injured workers.

The Insurance Commissioner does not issue or revoke self-insurance certificates, as their jurisdiction covers insurers rather than self-insured employers. The Court cannot revoke the certificate, and the employer cannot unilaterally revoke their own status; revocation must come from the issuing authority, i.e., the Director.